Southampton Bankruptcy Alternatives Attorney

Southampton Bankruptcy Alternatives Attorney

Bucks County Home Foreclosure Defense Litigation Lawyer

For some people, debt relief may come in the form of a Chapter 7 bankruptcy. Chapter 7 may also provide debt relief for a business that has significant debts. For others, Chapter 13 bankruptcy may be the answer. Depending on your situation, an alternative to bankruptcy may be the best course of action.

At the Law Offices of Michael S. Schwartz, our goal is to provide whatever help we can to people who are having difficulty paying their debts. With nearly 20 years of legal experience in Pennsylvania, Attorney Michael Schwartz knows many different ways to help people who have debt problems.

If you have more debts than you can handle or are in jeopardy of losing your home to a home foreclosure action, call 215-396-7900 or contact our Philadelphia bankruptcy area law firm for bankruptcy alternatives assistance.

Some of the alternative debt relief services we provide include home foreclosure defense litigation, loan modification, refinance, debt negotiation and settlement and predatory lending litigation in federal court. To learn more about our bankruptcy alternative services, call 215-259-3685, or contact one of our office locations online.

Home Foreclosure Defense Litigation

In some cases, a Chapter 13 bankruptcy may not be the answer for people trying to avoid a home foreclosure. As an experienced bankruptcy and debt relief lawyer, Michael Schwartz makes a comprehensive review of the facts in your case, and he suggests bankruptcy alternatives to clients where appropriate. By filing an answer to the mortgage foreclosure lawsuit, a borrower gets the leverage needed to negotiate a fair and equitable resolution of the mortgage issue. These resolutions may include:

  • Withdrawal of the mortgage foreclosure complaint
  • Modification of the loan
  • Repayment plan of the mortgage arrears


As an experienced bankruptcy and debt relief lawyer, Michael Schwartz makes a comprehensive review of the facts in your case, and he suggests bankruptcy alternatives to clients where appropriate.

Predatory Lending Actions

Lending fraud and home mortgage fraud is one of the largest and fastest growing crimes in the United States. At our office, we aggressively protect homeowners against predatory home mortgage lenders. If you have been the victim of fraud or deceptive and unfair practices on the part of a mortgage company or mortgage broker, we can help. We can file a civil lawsuit in federal court and seek damages and relief on your behalf.

Refinance

One alternative to bankruptcy is refinance. On a case-by-case basis, we may recommend one of many different types of ways to refinance your existing loans. If you are in a foreclosure situation, it may be difficult to achieve conventional refinance through a bank. We pride ourselves in finding creative solutions with individual investors who can help refinance your loan using the home equity as collateral.

If you have more debts than you can handle or are in jeopardy of losing your home to a home foreclosure action, contact our Philadelphia area bankruptcy alternatives law firm or call 215-396-7900.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.