It doesn't take much of an illness, medical condition, or accident to run up huge medical bills.
But this burden can be overcome. Through a bankruptcy filing, you can stop harassing debt collection efforts, eliminate medical debt or pay it over time without interest and penalties. In a few short months, you could get back on the right track with more cash flow, less debt and the chance to move forward in your life.
Contact the Law Offices of Michael S. Schwartz for a free consultation. Our Havertown, Pennsylvania, attorneys will help with medical debt relief so that you can make a new beginning.
Debts incurred for medical treatment are completely dischargeable under Chapter 7 of the Bankruptcy Code. This includes services provided by doctors, hospitals, dentists, chiropractors, physical therapists and other medical providers.
The Law Offices of Michael S. Schwartz has helped many people in Southeast Pennsylvania obtain debt relief through Chapter 7 bankruptcy. The minute we file for you, collections actions, garnishment and creditor harassment must stop. In addition to medical debt, Chapter 7 also eliminates other unsecured debts such as credit card debt and personal loans.
People who are not eligible for Chapter 7 bankruptcy can qualify for Chapter 13 bankruptcy. This enables you to pay back your medical debts and other unsecured debts over a three- to five-year period, without additional interest or penalty fees. In most cases, your payments will be based upon what you can afford, not what you owe.
As a bankruptcy lawyer, Michael S. Schwartz has helped many people like you obtain debt relief and a new financial start. Our firm will work to maximize your debt relief and your cash flow, while allowing you to keep as much of your personal property as possible.
For a free consultation about eliminating your doctors' bills with a Delaware County lawyer at the Law Offices of Michael S. Schwartz, call 215-396-7900 or contact us online.
We have offices in Southampton, Havertown and Perkasie to serve you.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.