Your Financial Wellness Lawyer
The Law Offices of Michael S. Schwartz has helped thousands of people like you - Pennsylvanians who are burdened by too much debt. We want to help you.
By filing a Chapter 13 bankruptcy
, we can stop foreclosure and help you obtain debt relief. The plan we develop for you will be carefully designed to obtain maximum debt relief while allowing you to keep as much property as possible. You can pay off your remaining debts in a manageable three- to five-year payment, which can include past due mortgage payments and property taxes.
A Chapter 7 bankruptcy
can stay foreclosure long enough to enable you to get current on your mortgage or find another place to live. It can completely eliminate many types of debts, while allowing you in most cases to keep your vehicles and personal property.
Once we file under either type of bankruptcy, penalties and interest on your debts stop accumulating, as do the threats of foreclosure, repossession and garnishment. You will get the opportunity to begin your financial life again.